Medicare Advantage
A Medicare Advantage Plan — also known as Part C — is an all-in-one alternative to Original Medicare. These plans are offered by private insurance companies approved by Medicare.
Part A
Hospital
Part B
Medical
Part C
Medicare Advantage
Part D
Prescription Drugs
What It Covers
Medicare Advantage Plans combine your Part A (Hospital Insurance) and Part B (Medical Insurance) coverage, and many plans also include:
Prescription Drug Coverage
Extra Benefits such as dental, vision, hearing, wellness programs, and sometimes transportation or over-the-counter allowances.
These benefits vary by plan and location.
Compare Plans
Medicare Advantage Plans are not all the same. When comparing options, consider:
Monthly Premiums (some may be $0)
Provider Networks (HMO vs. PPO)
Out of Pocket Costs (Copays, deductibles, and maximum limits)
Extra Benefits (Wellness, hearing aids, dental coverage)
Extra Benefits
In addition to standard Medicare coverage, many Medicare Advantage Plans may offer:
Dental, Vision, and hearing exams/allowances.
Fitness Memberships (Like Silversneakers)
Telehealth Visits
Over the counter (OTC) Benfits
Transportation to medical appointments
(Under Certain Criteria)- Food, Utility, Rent, Gas allowances.
*Availability varies by plan and service area.
Eligibility & Enrollment
You may be eligible if:
You have Medicare Part A and Part B
You live in the plans service area
Enrollment Periods:
Initial Enrollment Period (IEP): Around your 65th birthday or when you first qualify for Medicare.
Annual Enrollment Period (AEP): October 15 - December 7 each year.
Open Enrollment Period (OEP): January 1 - March 31 each year.
Special Enrollment Period (SEP): Triggered by certain life events (like moving or losing other coverage.)
Compliance Disclaimer
Medicare Advantage (Part C) plans are offered by private insurance companies that contract with Medicare. Plan availability, benefits, premiums, copayments, and coinsurance amounts vary by carrier and location. Enrollment in a Medicare Advantage plan requires enrollment in both Medicare Part A and Part B. This information is for educational purposes only and is not intended to recommend or endorse any specific plan. Always review plan details and confirm coverage with the insurer before enrolling.
© AdviseCare Insurance 2025 All Rights Reserved. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.