The Medicare Desk for Your Client Book
Your clients' Medicare decisions are financial decisions. We handle them with the same care you bring to everything else — and your client stays yours.
Medicare Is Where Good Plans Go Sideways
You can build a flawless retirement income plan and watch a Medicare misstep undo part of it: an IRMAA surcharge nobody saw coming, an HSA contribution made after Part A enrollment, a Medigap window missed because an employer plan "seemed fine."
Most professionals aren't licensed for Medicare — and the ones who refer out are rightly cautious about where they send a client, because most of this industry sells first and explains later.
AdviseCare was built as the opposite of that model: education before enrollment, documentation over pressure, and a founder who left high-volume Medicare sales because he no longer wanted to be good at it. That story is here.
Cost to your client, always
Products cross-sold to your book
States licensed
Who We Work With
Professionals whose clients hit Medicare questions that deserve better than a call-center transfer.
Financial Advisors
Your client's Medicare election interacts with IRMAA brackets, Roth conversion timing, and retirement income sequencing. We handle the Medicare side and coordinate with the plan you've already built — we never touch the investments.
CPAs & Tax Professionals
HSA contributions after Part A enrollment, IRMAA appeals after a retirement-year income drop, self-employed health premium questions. We give your client clear answers and give you a clean summary for the file.
Estate & Elder Law Attorneys
Clients navigating spousal coverage, special needs situations, or long-term-care planning need Medicare guidance that doesn't create new problems. We work carefully, document clearly, and stay in our lane.
HR & Benefits Professionals
Employees turning 65 while still working face the COBRA trap, creditable-coverage rules, and Part B timing penalties. We give your people a no-cost, no-pressure resource — and take the burden off your desk.
The Guardrails We Put in Writing
Referring a client is an act of trust. These are the commitments that protect it.
Your client stays your client
We advise on Medicare and nothing else. No investment products, no annuities, no life insurance pitches to your book. The relationship you referred stays exactly where it was.
If their current plan is right, we say so
A meaningful share of our reviews end with "keep what you have." That answer costs us a commission and earns your trust — which is the better trade, every time.
You hear back, in plain language
With the client's permission, you get a short written summary of what we reviewed and what changed. No jargon, no black box, nothing you'd hesitate to put in your file.
Compliance first, always
Licensed advisors, CMS marketing rules followed to the letter, every recommendation documented. We treat your professional reputation as carefully as our own license.
How a Referral Works
Introduce us
A warm email intro or a shared phone call — whatever your client is comfortable with. We take it from there and keep you in the loop.
We do the full review
Doctors, prescriptions, pharmacies, budget, travel, and the enrollment-window rules that decide what's even possible. By phone, video, or in-home visit — at no cost to your client.
You get the summary
What we found, what we recommended, and why — in writing, with the client's permission. Your file is complete and your client is covered.
Local context matters here: we maintain the region's Tampa Bay hospital network guide — a dated, verified record of which Medicare Advantage networks include Moffitt, Tampa General, AdventHealth, and BayCare. When networks change mid-year, your clients hear it from us first.
Talk Before You Refer
Most partnerships start with one conversation with John — no client involved yet. Bring your hardest Medicare question and see how we handle it.
Schedule a partner introduction